Supplemental Insurance

Even with health insurance, unexpected costs can add up. Supplemental insurance provides cash benefits for accidents, critical illnesses, hospital stays, and other unexpected events. This money can be used for anything—medical bills, household expenses, childcare, or time off work. It acts as a safety net to keep you financially secure when life throws a curveball.

Best for: People who want extra protection beyond their standard health insurance, especially families or those with high-deductible plans.